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Or, maybe women just dont claim every little fender bender along the way?. It is considered a traffic infraction, so you will not get a criminal record if arrested for this offense. Minnesota Whole Life Insurance The penalties for a first offense for driving while impaired by alcohol are fines of $300 to $500 and up to 15 days in jail. Like the little known tax deductions, there are often things that a normal person might fail to take into consideration when estimating his needs over the life of the settlement.